Costco Gas Cash Back Rewards program – Complete review and more!

Driver driving car to costco gas station

In this post, we will learn all about Costco’s cashback on the gas rewards program for cash back on gasoline. You will also see that there are other cash-back rewards programs that are better than the gas rewards that Costco offers. Read more and get the details. I will answer the question many have as to whether GetUpside works well with Costco rewards. Read more about this fuel cash back and find out the answer.

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Costco Gas Rewards – Visa card

Costco offers its members cash back gas rewards when they get gas and they have this program called “Costco Gasoline Cash Back Rewards”.

You need to apply for a credit card called Costco Anywhere Visa Cards by Citi. You can use this card at any gasoline station in the US.

Costco Gas Rewards offer page

This gas rewards program comes with good benefits such as earning a 4% cash back on gasoline purchases for up to $7000 per year, and a 3% cash back on restaurants and travel. It also rewards you with 2% on purchases at Costco, and 1% on all other purchases. That is better than Sams Club gas rewards which only give you cashback up to a $6,000 annual cap, then 1 percent thereafter.

The fuel and food cashback rewards or discount programs at Costco are very low compared to other cashback apps. You will see why at the end of this post and a better gas rewards program that you will be glad to get to know.

Is a Costco Executive Membership Worth It For Gas Rewards?

The Executive membership is $120 which is double that of a regular membership yearly fee of $60. The only benefit of this executive membership is that you get 2% gas cash back on eligible purchases at the Costco store, their website, and Costco Travel.

An important point to note is that gas purchases are not eligible for this 2% cashback. That’s a bad deal when you pay such a high price for a Costco membership and don’t cash back on essential items like gas.

I don’t care about other items that are not eligible for 2% cashback such as alcohol and tobacco products. They are bad for your health anyway.

Read along and I will show how a free app like Upside can earn you cash back on gas and it is 100% free!

Coming to the membership fee, you have to spend $6000 in a year to get back your $120 membership fee (2% of $6000 is $120). Not worth it.

Do you get Costco rewards points for gas?

When you use Costco rewards for gas you may be wondering if you can earn points. You don’t earn points for this but you get a good cashback as mentioned in the previous section.

What are eligible gas stations for Costco cashback?

You can find the participating cash-back gas station hours and locations by using this link here. You will get all the information about your nearest Costco gas station locations and hours and when they close.

Costco eligible gas station locations (Costco credit card gas stations)

Costco gas station is slightly different from your regular gas station. Following some tips can help you save time and money when buying at a Costco-eligible gasoline station using a Costco credit card.

Bonus tip! – Earn up to $50/month in cashback for using these two apps – this one and this one. That’s dinner for two, for free!

  1. One good thing about Costco cash-back gas stations is that you can pull your car on any side of your tank because they have a one-way traffic lane. When you get to the gas pump, the long pumps are easy to extend to both sides of your vehicle.
  2. Keep your Costco card ready well in advance. This is because you need to first insert your membership card and then your Visa credit or debit card.
  3. It offers only one grade fuel which they call Top Tier gas. This is about or even better than the regular-grade gas that you buy at other fuel stations.
  4. As a new or existing member, you can buy gasoline at Costco Gas station locations. You can find one near you by using the link and typing your zip code. Some tips on how to get gas with a good deal. Check the cheapest price and go there to save more. If you don’t find a cheap price anywhere nearby your area, then, please check the GetUpside app which is even better than Costco when you want to buy gasoline other than at Costco gas stations in the US.
costco gasoline rewards gas station locations in the US
Costco-eligible gas stations

READ: Does Uber Eats pay for gas? All you need to know.

Three cons to the gas rewards program

# 1: Very low savings at the end of the year

Costco fuel rewards, which give you a 4% cash back on gas will get you $120 every year. An average customer in the US buys around 700 gallons every year. If you do the math,$3 per gallon, is $2100 per year for the money spent. Using this card will get you around $75 in savings. That is not worth it given the following difficulties getting Costco gas as mentioned in this post.

With such small savings, why go the extra mile just to have small cashback earnings? If there is a way to earn even more, you should know it. That is exactly my poi

# 2: There are better and free alternatives

A better alternative is to use a free cashback app like GetUpside which will give cashback on gas. Users save an average of $350 to $500 per year per vehicle! This app gives you 10 to 25 cents cashback per gallon of gas at most locations in the US. Read my review here.

Even if you are only going to Costco using your own credit/debit card, you get a saving of 10 cents. This is lower than what this free app gives you which is an average savings of 20 cents per gallon! Download this today using this promo link and get an extra 20 cents per gallon bonus on your first purchase! There are other similar apps like Gas Buddy. You need the best offer when it comes to cashback and you need to get cashback with less hassle. I have explained why GetUpside is better than GasBuddy in this post.

# 3: Why carry a Costco credit card?

Are you not tired of another card in your wallet? Another credit card statement to look forward to. Another hassle of scheduling payments when you already have other points credit cards that you can use instead anyway. I use American Express and I earn 2000 points on average every month which is worth around $30! So why do you need another card – really. Havings too many cards are neither good nor bad. That many cards only make your life complicated.

Upside is the same GetUpside. Just the name has changed but everything else remains the same

Does GetUpside/Upside work at Costco?

GetUpside does not work at Costco gas stations. I will explain to you why.

Even I was recently wondering if I can use the GetUpside app with Costco rewards. So, I went ahead and search for gas stations near my area where there is a fuel station. But to my surprise, the Costco gas station did not show up in the GetUpside app. This confirms that the gas station does not participate in the GetUpside discount program.

So, if you want to save gas at Costco, use your rewards card but you cannot combine that with GetUpside because GetUpside does not offer discounts at those gas stations. Maybe they might partner with them in the future. Be sure to go to your Costco gasoline station and ask this question in person for a real answer.

Does GetUpside/Upside work at Sams Club?

GetUpside does not work at Sams Club. Here’s why.

Sams club and Upside are two different reward systems. If you somehow managed to redeem a cashback offer on both, the Upside program will deduct the offer that you got from SamsClub and reward you with the remaining cashback.

For example, if you earned 5 cents off per gallon at Sams Club, you will then get 5 cents per gallon at GetUpside even though GetUpside says 10 cents discount. This is because GetUpside deducted the 5 cents cashback that you got from Sams Club. This is my guess because that is how it worked when tried to use both Shell 5 cents off and the GetUpside app for the same gas purchase.

GetUpside app will not even show Sams Club gas stations on the app.

Do you get cash back on Costco gas rewards?

Yes, you can get cash back on Costco gas. Here’s how you can get it. Simply apply for a “Costco Gasoline Cash Back Rewards” visa card. When you use this card, you earn 4% cash back on gas purchases up to $7000 worth of purchases every year!

Do you need a Costco card to get gas?

You don’t need a Costco membership card to buy at a Costco gas station. YOu can pay with the Costco Shop card (Costco gift card).

Costco Shop Cards are available for purchase with cash or check inside the warehouse. Costco Shop Cards may only be purchased or recharged by members, but with assistance from an attendant to first authorize the pump, anyone can use a Costco Shop Card to pay for fuel.


Average grocery cost for 1 person, 2 or 3 people per month


Hopefully, these three reasons would help you understand why the Costo rewards program for gas is good but not the best. There is a better way such as using the GetUpside cashback app which users use and save at least $500 a year. No other apps can beat that.

Some drivers use their Costco gas rewards card or Gas Buddy and apps like GetUpside and get the highest savings. Get creative and see if it works for you this way.

One thing to note is that prices around Costco gas stations are 20 to 30 cents higher. So, if you are a Costco member, join and save more. If you don’t have Costco gas stations nearby, the other ways to save on gas mentioned in this article are worth looking into.

You might also like these posts:

Travel Tips That Save You Money

How To Save Money On Car Rentals

5 thoughts on “Costco Gas Cash Back Rewards program – Complete review and more!”

  1. The GetUpSide app does not win in Springfield, Mo.. The rate of gas is $.30/gal. cheaper at Costco vs. gas stations in this area. That would amount to a $.05/gal. loss.

  2. Good article – but one major flaw, you don’t take
    Into account that Costco gas on average is 20-30 cents cheaper then the pumps around it. So you might not get a smaller cash back at the end with the 4%, but you are getting immediate cash savings in your pocket right away

  3. American Express is unamerican it’s a woke bank and credit card company that doesn’t support American values.It stands for American last.No thanks.I agree with the other post Costco gas is on average 20 to 30 cents cheaper than the gas offers from get upside app .The 4% cash back bonus is an additional credit.If the upside app works at Costco or Sam’s Club I may consider it I am not a fan of the hassle involved with the tracking and uploading crap in my phone.

    • you don’t have to upload receipts in getUpside. It tracks your purchase automatically and credits your cashback!


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