Upside Vs Fetch – Plus A Sign-Up Bonus At End Of This Post

The 10x Strategy: Don’t choose between them. Use Upside (Code: CASHBACK25) for every gas fill-up, then scan that same gas receipt into Fetch Rewards (Code: NCTUU3) for an extra 25 points. This is how you “double dip” on every gallon of gas.

Transparency Note: My Cash Back Reviews is an independent site. I personally test cashback apps and rewards programs to provide honest, practical guidance. This post contains affiliate links; if you use my links to sign up for services I recommend, I may earn a small commission at no additional cost to you, which helps support this site.

In the Upside vs Fetch post, we will compare the features of both Upside and Fetch. We will look at the pros and cons of these two apps.

First things first, the Upside app was formally known as GetUpside. Fetch is also known by the full name “Fetch Rewards”.

By the end of this post, you will know everything about Upside and Fetch to decide which is a better money-saving app.

Upside Vs Fetch

Both Upside and Fetch are free apps that you can use to save money. The Upside is only good for earning cashback on gas, groceries, and restaurant purchases. On the other hand, Fetch is good for earning points for your shopping receipts. It can be any shopping receipt.

Let’s dig deep into this receipt thing when using Upside and Fetch and see how they differ.

Earning Cashback with Upside

Basically, with Upside you earn cashback for gas purchases. You can upload gas receipts for proof of purchase using the app. Recently Upside added a feature where you no longer need to upload any receipt.

Just confirm the credit or debit card that you linked in the Upside app that you will be using to purchase gas or diesel. Upside will verify your gas purchase and award the cashback without you uploading any receipts.

Upside was created to save on gas. Later the company added cashback for grocery and restaurant purchases. There are not many grocery and restaurant locations that you can find in the app.

With Upside, you are sure to find a participating gas station and earn cashback on the gas purchase. I have a post on Upside review that you should read.

Earning Cashback with Fetch

With Fetch, you scan and upload your shopping receipts and earn 25 points for every receipt. The receipt can be any receipt. You can scan receipts from gas purchases, grocery purchases, hotels, online-in-store, and pretty much any transaction that you do online or in-store.

When you accumulate 3000 points or so, the rewards start at $3. every 1000 points equals $1 and you can start redeeming money starting from 3000 points.

Fetch is a legitimate and safe app. Read more about this app and new user sign-up offer code in my post on Fetch Rewards

Upside vs Fetch – how much can I save using them

From my experience using the Upside app, it saved me an average of $250 to $400 per year.

With Fetch, the savings were not that much. I shop a few times a month, so getting $10 (10,000 points) worth of receipts took 2 or 3 months.

If you are a frequent shopper and eat outside, you could be uploading many lots of receipts and can get up to $100 in gift cards every year. This depends and you can earn more depending on how many times you shop and upload receipts per year.

Upside and Fetch sign-up bonus

Download Upside and enter promo code CASHBACK25 to get an extra 25¢/gal on your next purchase! You can also use another promo code CASHBACK10 to get an extra 10% cash back on your first restaurant or grocery order in Upside app.

Download Fetch today and get this special new-user sign-up bonus of 2000 points (worth 2 dollars). By the way you will love the fact that you can go back and see your upload receipts. It is nice to have and handy feature which you can use when you want to look at that old receipt for checking the price or use it to return any item.

My Personal Take on Comparing Upside and Fetch

I’ve tested both platforms extensively, and the biggest lesson I’ve learned is that they aren’t competitors—they are partners. Fetch is my “catch-all” for every single grocery receipt I get, while Upside is my “precision tool” for fuel and dining. My “Pro-Tip”: Don’t overthink it. Just make it a habit to open both before you even leave the gas station or store. I treat Fetch as a way to build up gift cards for my “fun” spending, while the cash back from Upside goes directly into my bank account to offset my actual daily costs. By stacking them, you’re essentially getting paid twice for the exact same trip.

Conclusion

In conclusion, in the Upside vs Fetch comparison, I will say that the Upside gives you more money and it is easy to earn them as well. Just upload one receipt and you can earn $2 to $4 every time you fill up with gas.

On the other hand, Fetch points take a long time to accumulate enough to redeem even a $5 or $10 e-gift card.

Try both apps anyway so you rack up savings in the end.

Frequently Asked Questions

Q: Can I really use both apps on the same receipt? A: Yes! Because Fetch rewards you for the store purchase itself and Upside rewards you for the specific fuel or dining transaction, they rarely overlap in a way that causes issues. You can absolutely use Upside for your gas discount and then scan the same receipt into Fetch to get your points.

Q: Which app should I prioritize if I’m short on time? A: If you only have time for one, prioritize Upside if you are filling up your gas tank, as it provides direct cash back. If you are doing a large grocery haul, prioritize Fetch Rewards because the point potential for specific brand-name items is significantly higher.

Q: Is it safe to link my bank account to these apps? A: Both Fetch and Upside are legitimate, established companies that use industry-standard encryption to protect your data. If you are ever hesitant about linking your main bank account, you can use a secondary “everyday” checking account or a dedicated rewards card to manage your cashback transactions safely.