Cash App Fees For Cashing Out, Direct Deposit, Transfer, ATM And Others

fees for cash app send and receive money

In this post, we will look at the Cash App fees for various money-related activities you do in the app and how to avoid those fees too. These included Cash out, ATM, direct deposit, and transfer fees to name a few.

What is a Cash App fee?

Cash App is a fee you are charged for doing certain activities in the app such as money transfers, ATMs, etc. Some don’t have fees. These fees vary depending on the type of transaction you are doing using the app.

Even when you are sending money within the Cash App limits, you might be charged a fee.

Cash App transaction fees

The transaction fees depend on the source from where you are sending money.

Send Money UsingFee
Credit Card3% of the total amount
Bank AccountNo fee
Credit card transaction typeProcessing fees
When you receive money0.5% to 1.75% fees ($0.25 minimum fee)
When you send money2.75% fee

Fees for sending and receiving money

You don’t have to pay any fees for sending or receiving money using the Cash App because it is free. This is true even when you receive or send money outside your country (international)

ATM fees for using Cash card

When you use a Cash App card at any ATM, you are charged a standard fee of $2.50. The ATMs themselves will charge an additional fee because the ATMs are operated by a different bank.

It’s the same as paying an ATM fee at another bank when you use a debit card that belongs to a different bank.

You can avoid this Cash App ATM fee. Cash App will reimburse your ATM fees up to three times when you set up a direct deposit and receive at least $300. You can get reimbursement u to $7 for each of the three ATM transactions.

Cash App fees for investing

When you use the Cash App for investing, you don’t have to pay any fees for opening a new investing account. But there might be regulatory and government fees charged by the SEC for your trading. You will know how much you are charged when you complete your transaction. You might want to read more in the broker-dealer disclosures.

Bitcoin fees

You might be charged a small fee when you use Cash App to buy or sell Bitcoin. Look at your trade confirmation report to see the exact amount charged to you.

You can see the fee charged for any Bitcoin purchase or withdrawal:

  1. Open Cash App
  2. Tap the Activity Tab
  3. Choose a Bitcoin Transaction
  4. Tap the … (3 dotes) in the top right

The fee and exchange rate will be displayed.

Fees for international payments

There are no additional fees in Cash App when you send or request payments outside your country.

Fees for deposit to bank accounts

There is no fee for a standard deposit from the Cash App to your bank account. These deposits are completed within 3 business days.

If you opt for an instant deposit, you are charged a 0.5% to 1.75% fee. Using this option you will get the money instantly deposited to your debit card.


Cash App charges fees for some and some are free. There are ways to avoid these fees when you set up your account properly. Hope these tips to avoid fees helped you with some of these Cash App fees.